401k Max 2024 Rothpur. Beginning this year (2024), the secure 2.0 act eliminates rmds for qualified employer roth plan accounts. In 2024, employers and employees together can contribute.

If you contribute, say, $23,000 toward your 401 (k) in 2024 and your employer adds $5,000, you’re still within the irs limits. The irs has increased the roth 401(k) contribution limit to $23,000 for 2024, up from $22,500 in 2023.